# 純資産、負債、総資産はどのように計算されるのですか？

純資産、負債、総資産の計算方法は以下の通りです。

**1.純資産＝各アカウントの初期金額 + 収入 - 支出 + 為替損益(外貨ある場合のみ)**

  ※純資産は本当の自分のお金

**2.負債＝クレジットカードの未支払分の金額　＋　その他負債（借金など）**

**3. 総資産＝純資産＋負債**

  ※総資産は負債を控除する前のすべてのお金


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